Being crushed by debt can be suffocating and it’s often hard to see a light at the end of the tunnel. Those interested in pursuing a do-it-yourself debt reduction plan are already smart enough to see through the empty promises to get out of debt fast. If you’re committed to reducing your debt significantly, then use […]
Main Content
Personal Finance
Things You Didn’t Know That Affect Your Credit Score
We all know what the big things that affect our credit scores are, namely late debt payments and having large outstanding debts. However, there are numerous other factors that can come into play when a credit score is determined and many of them come as a surprise to most people. Read on to learn about […]
The Difference Between Credit Cards & Debit Cards
In your wallet, you might have both a debit and a credit card and the two have some features in common. Both, for example, allow you to get access to cash, transact business without writing checks and make purchases offline and online. In many cases the physical cards might even look similar, but they are […]
Loans
The Risks & Dangers Of Co-signing Specific Loans
When it comes to co-signing loans for friends or family, the risks are enormous. While it might make sense to help out someone you care about who doesn’t have the credit necessary to obtain a loan,
When To Refinance A Mortgage And How To Do It
Real estate owners may have decided to refinance their mortgages, but first need to have questions answered about when the best time to do it is and how to navigate that complex process of repaying
5 Things Student Loan Companies Won’t Say
Student loans can seem like a mystery while you’re in school. You may wonder how much your monthly payments will be, whether the interest rate will increase or what the terms of your loan really are.
Pros & Cons of Reverse Mortgages
The reverse mortgage is one of a number of financial tools the aging can use to gain access to the equity in their homes without selling them. That is, it allows them to remain in their home which,
Investing
Tips for Buying & Trading Stocks Online
Online trading is one of the hottest new investment trends in recent years. More and more people are signing up with online brokers in order to get in on this investment strategy. But to a beginner, much of the terminology can be confusing and it’s hard to know where to start. Check out this simple […]
Things You Should Know Before Investing In Penny Stocks
Many investors are lured into to penny stocks because they are cheap, but they have the potential to pay big profits. It’s possible to profit from penny stocks, but it’s not easy. In fact, it’s much easier to lose money on penny stocks. If you do want to take a risk on these stocks, you’ll […]