Many people have credit cards and are able to use them responsibly. In fact, if you use credit cards correctly, it can help rebuild your credit if it’s damaged or bolster a credit score rating that is already good. However, many people develop serious addictions to credit cards. Moreover, credit card addiction symptoms and destructive […]
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Personal Finance
5 Tips On How To Get The Best Credit Card For You
Whether or not you are trying to rebuild your credit score, or want to acquire new credit cards, there are specific guidelines to follow that will help you get the best type of plastic in your wallet. Here are five tips for getting the best credit card for you. 1. American Express Offer? Take It […]
9 Advantages Of Shopping Online
Online shopping has become easier than ever, especially now that so many people have Smartphones and various types of tablets. These gadgets have made buying online products fast and convenient. According to MarketingCharts.com, more than 80% of Americans have shopped online and that percentage – as online shopping continues to improve – will only increase. […]
Loans
5 Things Student Loan Companies Won’t Say
Student loans can seem like a mystery while you’re in school. You may wonder how much your monthly payments will be, whether the interest rate will increase or what the terms of your loan really are.
Pros & Cons of Reverse Mortgages
The reverse mortgage is one of a number of financial tools the aging can use to gain access to the equity in their homes without selling them. That is, it allows them to remain in their home which,
Buying Versus Leasing A Car: The Pros & Cons Of Each
According to Cars.com, about 20% of consumers in 2012 lease their vehicle rather than financing their car or purchasing it outright. If you’re one of the many drivers who have never leased a car, you
How To Spot & Avoid Scholarship Scams
Scholarships are one of the best ways to help pay for your college education. Unlike student loans, you never have to worry about paying them back. Plus, there are thousands of scholarship
Investing
Everything You Need To Know About Mortgage REITs
Looking to invest in some real estate? For the average investor, real estate can seem a bit out-of-reach financially. However, mortgage real estate investment trusts (REITs) provide one option for the typical investor to get involved with large-scale real estate investments. REITs are unfamiliar to many people but they’re actually pretty simple once you get […]
U.S. Government Bonds vs. Municipal Bonds: What’s The Difference?
Debt issued by a government—whether it’s local, state or federal—is generally a safe investment. Most government debt is backed by a “full faith and credit” pledge, which is a commitment to pay back the debt no matter what. It is widely accepted that the United States government will never default on its debt obligations, making […]