Whether or not you are trying to rebuild your credit score, or want to acquire new credit cards, there are specific guidelines to follow that will help you get the best type of plastic in your wallet. Here are five tips for getting the best credit card for you. 1. American Express Offer? Take It […]
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Personal Finance
9 Advantages Of Shopping Online
Online shopping has become easier than ever, especially now that so many people have Smartphones and various types of tablets. These gadgets have made buying online products fast and convenient. According to MarketingCharts.com, more than 80% of Americans have shopped online and that percentage – as online shopping continues to improve – will only increase. […]
Tips On How To Pay Off High Medical Bills
Medical bills can be a serious drain on your finances. According to Redbook Magazine, about 700,000 families are forced into bankruptcy each year due to healthcare costs. If you have some serious medical debts piling up, it’s time to start thinking about how to handle them effectively. Even if you don’t have any medical bills […]
Loans
Pros & Cons of Reverse Mortgages
The reverse mortgage is one of a number of financial tools the aging can use to gain access to the equity in their homes without selling them. That is, it allows them to remain in their home which,
Buying Versus Leasing A Car: The Pros & Cons Of Each
According to Cars.com, about 20% of consumers in 2012 lease their vehicle rather than financing their car or purchasing it outright. If you’re one of the many drivers who have never leased a car, you
How To Spot & Avoid Scholarship Scams
Scholarships are one of the best ways to help pay for your college education. Unlike student loans, you never have to worry about paying them back. Plus, there are thousands of scholarship
6 Common Student Loan Myths You Should Know
While the press has done an excellent job in recent months to illuminate the problems that go along with taking out student loan debt, many Americans are still not aware of basic facts about these
Investing
529 Plans & Investment Tips For Your Child’s College Fund
It’s never too early—or too late—to start saving for your child’s college fund. Whether college is three or ten years off, there are many options available that can help you save for college expenses, while also offering you tax benefits. 529 Plans A 529 savings plan is a tax-advantaged investment plan designed to encourage saving […]
Employee Stock Purchase Plan (ESPP) Basics: Things Everyone Should Know
The best way to invest your money may be right under your nose. If you work for a publicly traded company, you should check if they offer an ESPP, or employee stock purchase plan. These plans offer employees a great opportunity to buy stocks at a major discount. How It Works An ESPP is a […]